How nfp salary packaging affects your pay compared to the national average
NFP salary packaging is a benefit offered by not-for-profit employers that lets you pay for certain items from pre-tax salary, reducing your taxable income and increasing your take-home pay. This can move your effective salary above or below the national full-time average.
The national full-time average is $108,352 a year (ABS Average Weekly Earnings, May 2026). This is the line on the site). The average is $2083.7 a week, about $108,352 a year (ABS Average Weekly Earnings, May 2026, × 52). This is the site's line.
How salary packaging benefits
NFP salary packaging can include items like living expenses, entertainment, and other expenses that are exempt from Fringe Benefits Tax (FBT) exemptions. These benefits can reduce your taxable income, so a salary below the average may still result in take-home pay above it after tax savings.
For example, if your salary is $90,000 a year, after salary packaging, your taxable income may be lower, so your take-home pay may be above the average after tax savings. This can move your effective salary above the line.
How this compares to the median and minimum wage
The full-time median is about $90,532 and all-employees median about $74,100 (ABS Employee earnings, August 2025). The minimum wage from 1 July 2026 is $26.44 an hour, $1004.9 a week, about $52,255 a year on 38 hours.
NFP salary packaging can increase take-home pay above the median or below the average.
State averages
State full-time averages: New South Wales full-time average about $109,658; Victoria full-time average about $106,137; Queensland full-time average about $106,064; South Australia full-time average about $102,450; Western Australia full-time average about $115,825; Tasmania full-time average about $96,008; Northern Territory full-time average about $103,173; Australian Capital Territory full-time average about $119,090.
NFP salary packaging can affect how your pay sits against these state averages.
How the figures are set
The figures are set by the ABS, Fair Work, and the ATO. The average is ABS Average Weekly Earnings, May 2026. Medians are ABS Employee earnings, August 2025. The minimum wage is Fair Work, from 1 July 2026.
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Conclusion
NFP salary packaging can move your effective pay above or below the national full-time average. This can be a benefit that increases take-home pay after tax savings.