Salary inclusive of superannuation and the Australian full-time average
When you see a job advertised with a "salary inclusive of superannuation", it means the total package – your base pay plus the employer's compulsory super contribution – is rolled into one figure. This is a common way to present remuneration in Australia, especially in executive roles or contract positions. But where does such a salary sit against the national full-time average?
The national full-time average
The benchmark for full-time earnings in Australia is the ABS Average Weekly Earnings series. For May 2026, the national full-time adult ordinary-time average was $2,083.70 per week, which works out to $108,352 per year (multiplied by 52 weeks). This figure is the line used on this site. It includes ordinary-time earnings before tax, and it already incorporates superannuation contributions paid by employers. So if your salary inclusive of super is exactly $108,352, you are earning the average.
Where the precise figure is not in the index
The on-site notes do not name a specific role or occupation for "salary inclusive of superannuation". It is a general concept rather than a job title. Therefore, the precise figure for this keyword is not published in the index. Instead, we place the question against the full-time average. Any salary inclusive of super can be compared to $108,352 to see if it is above or below the typical full-time worker.
Medians and minimum wage for context
Averages can be pulled up by high earners, so medians give a clearer picture of the typical worker. According to the ABS Employee Earnings survey (August 2025):
- The full-time median is about $90,532 per year.
- The all-employees median (including part-time and casual) is about $74,100 per year.
These medians are also inclusive of superannuation. So if your salary inclusive of super is around $90,532, you are at the midpoint of full-time workers. If it is below $74,100, you are below the typical worker across all employment types.
The national minimum wage, set by Fair Work from 1 July 2026, is $26.44 per hour, $1,004.90 per week, or about $52,255 per year on a 38-hour week. This rate does not include superannuation; employers must pay super on top. So a salary inclusive of super that is near $52,255 would be very low for a full-time worker, as it barely exceeds the minimum wage plus super.
State variations
Full-time averages vary by state and territory. The on-site notes provide these figures (ABS Average Weekly Earnings, May 2026):
- New South Wales: $109,658
- Victoria: $106,137
- Queensland: $106,064
- South Australia: $102,450
- Western Australia: $115,825
- Tasmania: $96,008
- Northern Territory: $103,173
- Australian Capital Territory: $119,090
If you are comparing a salary inclusive of super, consider where you live. For example, $110,000 inclusive of super is above the national average but below the ACT average.
How to use this information
To see where your pay sits, take your total salary inclusive of super (before tax) and compare it to $108,352. If it is higher, you are above the national full-time average. If lower, you are below. You can also check against the median or your state average. For more detailed comparisons, see Place a salary on the line or explore States and territories.
Tax considerations
Your salary inclusive of super is taxed before you receive it. The 2026–27 resident tax rates are:
- Nil on the first $18,200
- 15% on income from $18,201 to $45,000
- 30% on income from $45,001 to $135,000
- 37% on income from $135,001 to $190,000
- 45% on income above $190,000
Plus the Medicare levy of 2% (with possible reductions). Superannuation contributions are generally taxed at 15% within the fund, but that is separate from your personal income tax.
Conclusion
"Salary inclusive of superannuation" is not a specific role, so the index does not have a precise figure. However, you can benchmark any such salary against the national full-time average of $108,352 per year. Use the medians and state averages for a fuller picture. For more guidance, see How the figures are set or Guides.