Net salary calculator Australia: your take-home pay in context
Our net salary calculator Australia helps you see what your yearly salary looks like after tax, week by week and hour by hour. It uses the national full-time average as a benchmark, so you can quickly gauge where your pay sits against the broader workforce.
The reference line: the full-time average
The site’s line is drawn from the ABS Average Weekly Earnings survey for May 2026. For full-time adult ordinary-time workers, the average is $2,083.70 per week, or about $108,352 a year (multiplied by 52). This figure covers all full-time employees across Australia, including overtime and bonuses for ordinary hours. It is the most widely cited measure of typical full-time earnings.
When you enter a salary into the calculator, it shows the distance from this average. If your pay is above the line, you are earning more than the typical full-time worker; below the line, you are earning less. The tool also breaks your salary into a weekly and hourly amount based on a 38-hour week, the standard full-time hours used by Fair Work and the ABS.
What the calculator shows
The calculator accepts a yearly salary before tax. It then:
- Divides by 52 to get a weekly figure.
- Divides the weekly figure by 38 to get an hourly rate.
- Applies the 2026–27 resident tax rates and the 2% Medicare levy to estimate your weekly and hourly take-home pay.
- Compares your gross weekly pay to the national full-time average of $2,083.70.
For example, someone earning the national full-time average of $108,352 would have a gross weekly pay of $2,083.70. After tax and Medicare, a resident with no other deductions would take home roughly $1,560–$1,600 per week (depending on the exact tax calculation). The calculator gives a precise estimate based on the current tax brackets.
Tax rates and Medicare
The 2026–27 resident tax rates are:
- $0 – $18,200: nil
- $18,201 – $45,000: 15% on the excess over $18,200
- $45,001 – $135,000: $4,020 plus 30% on the excess over $45,000
- $135,001 – $190,000: $31,020 plus 37% on the excess over $135,000
- $190,001 and over: $51,370 plus 45% on the excess over $190,000
Medicare levy is 2% of taxable income, though low-income earners may receive a reduction or exemption. The calculator applies the full 2% levy to all income, which is the standard for most residents.
How your salary compares to other benchmarks
The full-time average is just one reference point. The site also draws on other ABS and Fair Work data:
- Full-time median: About $90,532 per year (ABS Employee Earnings, August 2025). Half of full-time workers earn less than this, half earn more.
- All-employees median: About $74,100 per year (ABS Employee Earnings, August 2025). This includes part-time and casual workers.
- National minimum wage: From 1 July 2026, the minimum is $26.44 per hour, $1,004.90 per week, or about $52,255 per year on a 38-hour week (Fair Work). Award minimums rose by 4.75% from the previous year.
These figures help you see where your salary sits in the broader distribution. The calculator’s distance-from-average line is a simple starting point, but you can also explore job medians and industry medians for more specific comparisons.
State and territory differences
Full-time average earnings vary across Australia. The ABS Average Weekly Earnings for May 2026 gives these state figures:
- New South Wales: about $109,658
- Victoria: about $106,137
- Queensland: about $106,064
- South Australia: about $102,450
- Western Australia: about $115,825
- Tasmania: about $96,008
- Northern Territory: about $103,173
- Australian Capital Territory: about $119,090
If you live in the ACT, for instance, the national average of $108,352 is below your local average. In Tasmania, it is above. The calculator uses the national figure, but you can see how each state compares on the States and territories page.
Men’s and women’s averages
The ABS also breaks down full-time ordinary-time earnings by gender. Men’s average is about $113,412 per year; women’s average is about $100,594. The gap reflects differences in occupations, hours, and industry composition. The calculator does not adjust for gender, but these figures are useful context when comparing your own salary.
Using the calculator for planning
The net salary calculator is a tool for quick estimates. It does not account for the Medicare levy surcharge (if you do not have appropriate private hospital cover), HELP or HECS repayments, salary sacrifice, or tax offsets. For a full picture, you should consult the ATO’s own calculators or a tax professional. However, for most employees with straightforward tax affairs, the calculator gives a reliable take-home figure.
You can also use it to compare job offers, negotiate a salary, or see how a pay rise would affect your weekly cash flow. The distance-from-average line is particularly useful if you are considering a move between states or industries.
Where the figures come from
The national full-time average is from the ABS Average Weekly Earnings survey, conducted twice a year (May and November). The medians are from the ABS Employee Earnings and Hours survey, released annually. The minimum wage is set by Fair Work and updated each July. All figures used on this site are the most recent available from these official sources. For more detail, see How the figures are set.
Putting your salary on the line
Ready to see where you stand? Place a salary on the line and the calculator will show your weekly and hourly take-home pay, plus how far you are from the national full-time average. It is a straightforward way to understand your earnings in the context of the broader Australian workforce.